Legal terms before you join
This legal notice explains how we frame account access, wallet use, identity checks, privacy requests and service availability for India. We do not treat access as universal; it depends on your location, your personal status and the law that applies where you are. When you open
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an account, you agree that we may check account data, payment records and session activity to meet legal duties, handle disputes and protect the wallet from misuse. UPI, Paytm and PhonePe entries may appear in support checks, refund checks or withdrawal checks when a case needs
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payment context. We may update these terms when law, payment partner rules or platform controls change, and the current page is the version you should read before continuing.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.